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  #31  
Old 08-20-2008, 06:56 AM
JimFreeh's Avatar
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Join Date: Mar 2007
Location: Hampton Roads, Virginia
Posts: 3,366
Quote:
Originally Posted by toomany MBZ View Post
Here in Virginia, AFAIK, antique plates don't have any insurance rules.
The CD next year.
I have contacted Grundy, and another classic car insurer. Good prices, but far too many restrictions.
All currently licensed Virginia tags, regular and antique are required to carry insurance. Virginia has a random search, plus the insurance companies narc on you if you drop the policy.

They do NOT care what kind of insurance, I've had regular auto insurance on a car with antique plates, and I currently have Grundy insurance on my 560SEL which has standard plates....

Jim

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85 300TD 4 spd man, euro bumpers and lights, 15" Pentas dark blue 274k miles
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  #32  
Old 08-20-2008, 12:10 PM
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Join Date: Jun 2007
Location: Richmond,VA
Posts: 118
$304.00 a year w/ USAA. That is FULL coverage........everything they offer. My wifes 2004 Mazda 6 is $438.00.
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  #33  
Old 08-20-2008, 12:47 PM
Admiral-Third World Fleet
 
Join Date: Feb 2002
Location: Central FL
Posts: 3,069
I am paying in the neighborhood of $1100/yr for 4 daily drivers with Progressive. I am self-insuring against collision/comprehensive by having a backup 240D in case one of the W123s gets pronged.

Progressive offers a lot of interesting discounts. They give discounts if you have a graduate degree, I think and discounts for low odometer readings (which since we have 2 drivers for 4 cars, we get). How well they pay or service us is to be seen- I haven't had a claim in 30 years (knocks wood).

The rest of the fleet is either in drydock (no ins) or on American Collectors and rarely gets out.

Rick
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  #34  
Old 08-20-2008, 02:09 PM
toomany MBZ's Avatar
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Join Date: Nov 2006
Location: central Va
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Quote:
Originally Posted by JimFreeh View Post
All currently licensed Virginia tags, regular and antique are required to carry insurance. Virginia has a random search, plus the insurance companies narc on you if you drop the policy.

They do NOT care what kind of insurance, I've had regular auto insurance on a car with antique plates, and I currently have Grundy insurance on my 560SEL which has standard plates....

Jim
You're right of course, you do need insurance. I failed to make clear, you don't need special insurance because you have antique plates. Sorry for the confusion.
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  #35  
Old 08-20-2008, 03:29 PM
Down South GA Boy
 
Join Date: Apr 2008
Location: Atlanta GA
Posts: 116
24yo no speeding tickets, no accidents, my '81 300D full coverage is only $525/yr. What makes me happier is that it is going to drop $100 off when I turn 25
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  #36  
Old 08-25-2008, 06:03 AM
ForcedInduction
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I spend about $516/yr with some tickets a few years ago and medical added above the minimal required coverage.

$43/month with progressive is MUCH better than the $79/month I was paying at Farmers for the same thing. Shop around, there is no reason to pay a huge amount on a gamble that pays nothing back.
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  #37  
Old 08-25-2008, 06:26 PM
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Join Date: Jun 2008
Location: Ft. Collins, CO
Posts: 10
I commute in my 87 SDL from Ft. Collins to Cheyenne, via I-25, every day, so I carry full coverage. $1000 ded's for comp and collision; over 25 years old, clean record and married. I pay $28/month with American National Property and Casualty. My wife made a claim with them two years ago; they were great to deal with if you need them.

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