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#16
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#17
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I've seen the old drive-off move too many times in my school lot (mind you, this is a school that "values honesty and responsibility"). I saw one girl back out her honda pilot straight into the fender of a Civic...bent it up, damaged the wheel/tire, probably bent some suspension components, broke the headlight and blinker. The girl gets out and looks at it, then gets back in her car and drives away. I left her license plate number under the victim's windshield wiper along with my phone number. The guy called me two days later (along with an investigating police officer) and told me she caused almost $6000 in damage...he was very grateful.
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TC Current stable: - 2004 Mazda RALLYWANKEL - 2007 Saturn sky redline - 2004 Explorer...under surgery. Past: 135i, GTI, 300E, 300SD, 300SD, Stealth |
#18
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Hitting someone and then dashing is bad karma.
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-Typos courtesy of my mobile phone. |
#19
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also he was in his late 50's to early 60's about 5'6" maybe 145. He was scared enough when he had to looked up to my 5'11" and 285. Mowoc- Had a chat with their ins co today, It was nice for about a minute until they told me they authorize a intermediate sized vehicle(ford fuzion) I was firm and used the word Luxury automobile that was hit. Was upgraded two levels will have to see what they have on lot mon. Gregmn- my thoughts exactly. I looked up classic vehicle values so I have some leverage there. That was the other thing i brought up to insurance. Southern car no rust new trans,radiator, rebuilt entire front end, tires brakes rotors and bearings all way around. I have over 5K in reciiept between me and Previous owner. All within last 2 years. Iwill try to remember to bring camera to work tommorow night to get pics up Thanks to all for support.
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86 300SDL. 250,xxx on #14 Head. One eye always on temp gauge. ![]() ![]() |
#20
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Letting insurance deal with insurance ... I never do that If I'm the victim. I represent myself and go to their insurance and don't let my insurance be involved, and don't even share my insurance information with the other party so they don't know who insures me. These companies deal with each other... trade favours... and always try to better their own positions and minimize their outlay. It's a game that gets out of your control if you hand over the case to your insurance to make a claim on your behalf.
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Cheers! Scott McPhee 1987 300D |
#21
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Let the battle begin
Car got towed to shop today finally, spoke to the estimator and it does not look good. The program they use for insurance claims loads an 80% value of car. Then as they start to input the work it uses that value( 80% of 100%) as a threshhold If the work goes over it is a total loss. I was firm in talking to him that i had reciepts totaling over 5500 in the past 2 years(3350 in the past 9 months) and would not accept a low retail as a starting point. Loading the picks now will have posted in a few.
On a second note I had to deal with his ins when i went to get rental today, Something tells me that this is going to be a long battle. I checked in at the counter and gave then the claim # he tells me what they will authorise and there is noway in hell that i was going to cram myself into that thing. Called them and got pure attitude from the girl on the other end of phone, "we only have to get you a replacement car NOT what you were driving" So asked for supervisor. He asked same question what is wrong? I DONT FIT in the car........ My head is against the roof. ![]() ![]() ![]() ![]()
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86 300SDL. 250,xxx on #14 Head. One eye always on temp gauge. ![]() ![]() |
#22
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When I got into this mess, I had my insurance company repair my car and sue his insurance (I am not even sure he had insurance).
In any event the car needed to be in pretty good shape (which mine was). The adjusted kind of hemmed and hawed but ultimately gave me what I wanted. I think the key was to be there when the adjuster goes over the car. I was nice but firm. No way no how were you totaling my car. Fix it. I kind of made out like a bandit as the side he hit had a few cosmetic imperfections and they had to paint the entire side of the car. ![]() Who is his insurance company? mine was state farm, and they actually were pretty good. On the plus side, I finally did get my deductible back after about 1 year.
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86 300 SDL - Vesuvius 96 SL 500 Assumption is the mother of all screw ups. Do not go gentle into that good night. Rage, rage against the dying of the light. - Dylan Thomas All that is necessary for the triumph of evil is that good men do nothing - Edmund Burke |
#23
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Edit: You're past the above now. Be nice to the adjuster. Take the position that you're only trying to be made whole AND that you expect them to "deal in good faith". No reason to be nasty unless they are. From the adjuster's stand point, liability claims are the expensive ones. They like to get minor sheet metal bends handled so they can move on - but don't want to over pay. Over ride any settlement formulas that you don't agree with by using logic. I've seen carriers settle so that they didn't have to go to court. Attorneys suck down fees quickly.
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85SD 240K & stopped counting painted, putting bac together. 84SD 180,000. sold to a neighbor and member here but I forget his handle. The 84 is much improved from when I had it. 85TD beginning to repair to DD status. Lots of stuff to do. Last edited by Junkman; 01-18-2010 at 06:24 PM. |
#24
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There is no "SUING" going on. It's called subrogation. Where one insurance carrier tried to collect from the other, (at fault) carrier for damages.
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#dieselFLEET --------------- '97 E300 '99 E300 |
#25
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How much was the 300SDL valued at?
I was trying to obtain values for my 86 and came across a range from 4000-11000 Mine has 310k, about right in with the age, and I think it has all the options except heated seats. 11K is probably collector condition and 4K as a daily driver condition, but how hard can it be to pull take it from a daily driver to a collector?
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1986 300SDL 313K |
#26
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Chuck07- I have no idea what the program they use is based on. I looked at nada guide and it shows 5500-11000. 11000 is a trailer queen hardly driven. 5500 would be a daily driver
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86 300SDL. 250,xxx on #14 Head. One eye always on temp gauge. ![]() ![]() |
#27
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Correct. That is what should have happened. Unfortunately I left out the little tidbit about the kid not having insurance. I guess they did sue the family to get paid. ![]() In any event it was a bit easier to deal with my insurance company.
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86 300 SDL - Vesuvius 96 SL 500 Assumption is the mother of all screw ups. Do not go gentle into that good night. Rage, rage against the dying of the light. - Dylan Thomas All that is necessary for the triumph of evil is that good men do nothing - Edmund Burke |
#28
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![]() Remember, like was stated earlier they don't want to go to court if they can avoid it. Even if the car bill is 6k to fix it is still cheaper than an attorney.
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86 300 SDL - Vesuvius 96 SL 500 Assumption is the mother of all screw ups. Do not go gentle into that good night. Rage, rage against the dying of the light. - Dylan Thomas All that is necessary for the triumph of evil is that good men do nothing - Edmund Burke |
#29
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![]() ![]() ![]() ![]() ![]() ![]() Asked if I need to get legal rep to get full replacement value for my car? Told me not to get upset. Told him to call back when he has a realistic offer. Will let you Know
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86 300SDL. 250,xxx on #14 Head. One eye always on temp gauge. ![]() ![]() |
#30
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Wow that is about half of the lowest bb value I have seen.
Makes me ashamed to have state farm insurance. But at least you are holding out for a decent price.
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1986 300SDL 313K |
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