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					Originally Posted by dynalow  Yes we probably met at Chad's place.  Never thought anything of the kind. And please don't misunderstand my daughter reference. I've been her emergency atm longer that I like to admit.    
Better wording would have been: "If that happened to my daughter,.....
 
Back on point, wouldn't it be simpler and provide faster funds availability if you opened a campus bank acount? Is there a favored bank with a campus branch? This will probably be the same bank the college uses for their payroll account. I think this would be the fastest possible way for your paycheck to be credited to your account. Question: How soon after you drop a deposit in your local mailbox do the funds become available for use.  As soon as Schwab posts it to your account? 3 days later? 5 days later? Whatever it is, mailing adds  another day or two to your lag time. Time is money.  | 
	
 Already one step ahead of you on that one. I have to local bank accounts with an "outside bank transfer" ACH transfer set up here and in Ithaca. It takes 3 business days for the funds to transfer. My credit union gave me a check card to use so after I buy my parts the rest will be sent to Chuck. 
North East and Ithaca are about 4 hours apart so 

 It just sucks asking my parents for money. I've only done it twice so far.