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  #1  
Old 08-29-2011, 05:26 PM
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Landlord question regarding credit reports

For those of you who rent property, who do you use to run a credit report on your prospective tenants?

Thanks.

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Old 08-29-2011, 05:46 PM
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Two personal references, two work or school references, online Google/FB/LinkedIn search, bank statement if I still feel uncomfortable. No credit report. Judge the person, not a credit number.
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  #3  
Old 08-29-2011, 06:03 PM
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The credit check service offered thru mrlandlord.com. I used to rent using only spdrun's method. I now use credit checks also. I wouldn't go without the credit checks anymore. I still judge the person and not the credit report. However you know a lot more about the person with a credit check.
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Old 08-29-2011, 08:37 PM
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Quote:
Originally Posted by kerry View Post
The credit check service offered thru mrlandlord.com. I used to rent using only spdrun's method. I now use credit checks also. I wouldn't go without the credit checks anymore. I still judge the person and not the credit report. However you know a lot more about the person with a credit check.
experience keeps a dear school.
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Old 08-29-2011, 09:23 PM
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I should have added that any approval to run credit reports requires a visit to your 'office' by an inspector who will check to see that your files are under lock and key and you have a shredder. Cost $40 or $60 for the inspection I think and $10 per credit report.
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1977 300d 70k--sold 08
1985 300TD 185k+
1984 307d 126k--sold 8/03
1985 409d 65k--sold 06
1984 300SD 315k--daughter's car
1979 300SD 122k--sold 2/11
1999 Fuso FG Expedition Camper
1993 GMC Sierra 6.5 TD 4x4
1982 Bluebird Wanderlodge CAT 3208--Sold 2/13
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Old 08-30-2011, 12:48 AM
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Huh? Can you expand on this? Is this a CO thing? Where did ou find that requirement?
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- With out god, life is everything.
- God is an ever receding pocket of scientific ignorance that's getting smaller and smaller as time moves on..." Neil DeGrasse Tyson
- You can pray for me, I'll think for you.
- When you understand why you dismiss all the other possible gods, you will understand why I dismiss yours.
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Old 08-30-2011, 01:07 AM
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Why not run the report? If they are deep in hock, they might be more likely to try to skip out on you or "miss" a payment
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  #8  
Old 08-30-2011, 07:55 AM
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Originally Posted by davidmash View Post
Huh? Can you expand on this? Is this a CO thing? Where did ou find that requirement?
Federal requirement. They check basic things, place to store reports under lock and key, computer with a password, etc

I use amerusa.net
Our family has been doing rentals for 25 years. We'd never go back to not checking credit reports.
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  #9  
Old 08-30-2011, 09:40 AM
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Oh, yep, forgot the computer password thing.
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1977 300d 70k--sold 08
1985 300TD 185k+
1984 307d 126k--sold 8/03
1985 409d 65k--sold 06
1984 300SD 315k--daughter's car
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1999 Fuso FG Expedition Camper
1993 GMC Sierra 6.5 TD 4x4
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  #10  
Old 08-30-2011, 10:15 AM
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After the mess I went through with our cabin, I will NEVER rent out anything again.
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  #11  
Old 08-30-2011, 10:50 AM
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Originally Posted by The Clk Man View Post
After the mess I went through with our cabin, I will NEVER rent out anything again.
. . . to relatives.
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1985 300TD 185k+
1984 307d 126k--sold 8/03
1985 409d 65k--sold 06
1984 300SD 315k--daughter's car
1979 300SD 122k--sold 2/11
1999 Fuso FG Expedition Camper
1993 GMC Sierra 6.5 TD 4x4
1982 Bluebird Wanderlodge CAT 3208--Sold 2/13
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  #12  
Old 08-30-2011, 10:51 AM
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Quote:
Originally Posted by The Clk Man View Post
After the mess I went through with our cabin, I will NEVER rent out anything again.
Did you get those "people" out finally?
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  #13  
Old 08-30-2011, 11:06 AM
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Originally Posted by kerry View Post
Oh, yep, forgot the computer password thing.
Does "qwerty" count as a password?
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  #14  
Old 08-30-2011, 11:12 AM
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Originally Posted by TheDon View Post
Does "qwerty" count as a password?
No, but "Equ1f4x15sat4n" does.
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  #15  
Old 08-30-2011, 11:49 AM
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Quote:
Originally Posted by The Clk Man View Post
After the mess I went through with our cabin, I will NEVER rent out anything again.
You rented to relatives with no contract. What did you expect? Why do you think I don't want to sell or buy from relatives?

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