OP hasn't even stated what type of retirement account it is. Assuming it is a 401k it might not even allow loans and if it does, the most he can borrow is half the account value (up to $50K). Having been at that job only two years it's unlikely this number will be large enough to make much of a difference.

__________________
1983 M-B 240D-Gone too.
1976 M-B 300D-Departed.

"Good" is the worst enemy of "Great".