Through the years I have known a few chiropractors. One, I will never forget. He said the single shoulder strap with lap belt seat belt REALLY helped his business! He explained it like this; since the shoulder belt ONLY limits the movement of ONE shoulder, the other shoulder rotates in the event of an accident. This wrenches your back out COMPLETELY!
Enter the five point racing harness. There is a reason race car drivers wear a five point racing harness and you and I both understand the reasons.
So....I am thinking of installing two of these in my regular street cars.
https://www.summitracing.com/parts/gfr-7000bk?seid=srese1&ppckw=pmax-safety-equipment