I'm wondering how to present this to my insurance company. I'd heard insurance companies will pay for cracked windshields, and it won't affect my insurance. But I just figured they must have 10 different ways to deny the claim though.

I was following a truck on the highway, he was waaaay ahead of me. 50 yards maybe? Suddenly, SMACK! I took the next exit to see what it was. Didn't see anything. The next day I saw my windshield was cracked up by the mirror; I had the visor down, that's why I didn't see it.

What's the best way for me to handle this? And if the insurance company doesn't cover this, how can I replace the window? I"ll try to get one from an auto parts place.

Thanks,

Jeff 1991 300d