I think those projections state what you will be entitled to receive under current law, but I assume that they have to make a bunch of assumptions, such as whether they will have enough money to meet those legal obligations. If everybody keeps living so long, then maybe the money won't be there.

That's my amateur's guess.

It is not only that people are living so long. Did we forget that the baby boomers are about to retire? Still think it needs an adjustment? I don't see any way out except a major overhaul.

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