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View Poll Results: healthcare reform-yes or no
yes 38 55.07%
no 31 44.93%
Voters: 69. You may not vote on this poll

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  #16  
Old 08-30-2009, 11:05 PM
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Quote:
Originally Posted by 10fords View Post
Look at the first post. This is just a poll- no arguing.
You're a bit late on that.

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  #17  
Old 08-31-2009, 01:14 AM
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Originally Posted by Chas H View Post
It's very different because there is competition and many choices. Not so with healthcare unless you consider sick, dead or bankrupt a choice.
Exactly. Even if you say "oh, but you can choose different places for treatment"....that doesn't mean any of them will be any different in cost. Its a lot, and much much more than most could just pay out of pocket....so with no insurance or public health care option, looks like the only option is like has been said, be sick, die, or be bankrupt but possibly healthy. All the other industries have massive amounts of competition, thus actually proving how the public option would help, it would add competition, just like all those other industries have, and would keep costs down and help everyone be able to have health care.

What would you do if all you could buy were SUV's, at hugely unattainable prices, and had no other options but walk? That, is our health care system as it is today.
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  #18  
Old 08-31-2009, 07:02 AM
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I voted no assuming this is about the 1800 page pseudo-bill in Congress.

I believe the system is broken and needs reform, but the bill is just a bunch of mumbo jumbo and is mostly about expanding Medicare more than anything else. We need REAL reforms which I have said a dozen times already soI will not

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  #19  
Old 08-31-2009, 08:17 AM
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Originally Posted by pawoSD View Post
Have you even researched or noticed how fast the private health care costs are rising? At the rates they are going....most private companies will probably NOT give anyone insurance due to the insurmountable expense.....and then, it will be too expensive for you to buy on your own either. Then you have none, and most people would have none....and the industry would collapse on itself...not a bright outlook.
You are suggesting they are going to stop taking in premiums- ie stop the incoming revenue flow? Do you understand anything at all about income/expenses?
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  #20  
Old 08-31-2009, 05:31 PM
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Originally Posted by MTUpower View Post
You are suggesting they are going to stop taking in premiums- ie stop the incoming revenue flow? Do you understand anything at all about income/expenses?
What I am saying is that no one will be able to pay for it anymore, so no one will be provided health care.....once the prices get that high.
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  #21  
Old 08-31-2009, 05:43 PM
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Originally Posted by pawoSD View Post
What I am saying is that no one will be able to pay for it anymore, so no one will be provided health care.....once the prices get that high.
While it's entirely possible for a private (health insurance) system to run itself into the ground by pricing itself out of existence, I'm doubtful it will happen here. If it does, they'll probably get a government bailout because like some other businesses, the health industry is too big to fail (too important actually, but same basic thing).

What is more likely to happen is that businesses will start pulling back on the coverage, giving it only to management, then only upper management, etc.. Or, more businesses won't offer benefits, but those that do will have to raise prices on goods and services, shrinking markets and casuing inflation.
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  #22  
Old 08-31-2009, 06:05 PM
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I have yet to see a good itemized breakdown of why health care is so expensive. I know liability is part of it. I also know that providing emergency care to those who fail to pay also plays a role, and I know that the complexities of medical billing require keeping a lot of billing specialists on the payroll. What I'd like to know is exactly how much each of thse contrubutes to the cost of health care.
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  #23  
Old 08-31-2009, 06:40 PM
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Well, "Yes" to healthcare reform.

I believe we need universal access to healthcare (conditions where anyone would be able to get some kind of insurance).... not universal health insurance, especially the garbage the government would "give" us.
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  #24  
Old 09-03-2009, 12:53 AM
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As of now it is 50/50. Interesting to say the least.
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  #25  
Old 09-03-2009, 07:44 AM
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Originally Posted by JollyRoger View Post
Then tell us why the average German pays $200 a month for their entire family?
Based on what I've read: The Germans who make less than 4000 euros a year get free healthcare and are require to participate. For those making more than 4000 a year, they can join the gov't policy or buy one on their own, but it's more cost effective to use the gov't policy if you have a family. For those with families who make more than 4000 a year, they pay 15% of their gross income. So, if you make 100,000 a year, they take 15,000 a year for your insurance before you pay your taxes (think FICA, SS, etc. that gets deducted from your paycheck - ever look at that figure?).

The German gov't has found that some really expensive items won't be covered any more, so they've dropped those expensive items from the policy. Many Germans now have two policies - the gov't plan to cover their families and a private one to cover the stuff that the gov't won't cover. How's that for effiiciency?
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  #26  
Old 09-03-2009, 12:38 PM
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Until something concrete comes out of Washington, we are voting on....what? I voted yes simply because I think every American should have health care, not on the plan in Warshington

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  #27  
Old 09-03-2009, 01:25 PM
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Originally Posted by POS View Post
Based on what I've read: The Germans who make less than 4000 euros a year get free healthcare and are require to participate. For those making more than 4000 a year, they can join the gov't policy or buy one on their own, but it's more cost effective to use the gov't policy if you have a family. For those with families who make more than 4000 a year, they pay 15% of their gross income. So, if you make 100,000 a year, they take 15,000 a year for your insurance before you pay your taxes (think FICA, SS, etc. that gets deducted from your paycheck - ever look at that figure?).

The German gov't has found that some really expensive items won't be covered any more, so they've dropped those expensive items from the policy. Many Germans now have two policies - the gov't plan to cover their families and a private one to cover the stuff that the gov't won't cover. How's that for effiiciency?
Please. The premium for health care in Germany is 15% of your gross income, but the part you leave out is that that cost is shared by the employee with his employer, a mandated 50%. So now we are down to 7% of gross income. In the end, it costs $3200 per capita for your average German vs at least double that in the US.

Perhaps this is instructive. It describes the German Health System as "world class":

http://www.amiexpat.com/2009/08/18/health-care-in-germany/

There is also a detailed set of links at the bottom of that web page that will lead you to all kinds of other information on German healthcare.

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  #28  
Old 09-04-2009, 08:26 AM
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So as a business owner (which I am), because I have to pay my share of your 15%, your salary will be lowered accordingly because you are an expensive employee. Thus making your standard of living go down too. But we all have health care, so you'd better take one for the team and live a little less.
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  #29  
Old 09-04-2009, 01:23 PM
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Originally Posted by POS View Post
So as a business owner (which I am), because I have to pay my share of your 15%, your salary will be lowered accordingly because you are an expensive employee. Thus making your standard of living go down too. But we all have health care, so you'd better take one for the team and live a little less.
That makes no sense. Unless you're a tiny business that is fine with attracting only low-skilled employees, you will have to offer health benefits to your employees like any other decent US business. The trouble is those benefits are getting increasingly more expensive and unaffordable, particularly in the US. As a small business owner, you should want universal health care as it will make you more competitive and allow you to attract higher quality employees.
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  #30  
Old 09-04-2009, 02:17 PM
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As of now it is 50/50. Interesting to say the least.
I'm surprised that the no votes come anywhere near 50%. The question is so broad, the only way to vote no is to say that status quo is fine. I don't know many people who would agree with that.

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