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  #61  
Old 03-22-2010, 01:08 PM
Craig
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Originally Posted by JollyRoger View Post
So you think there is some sort of constitutional requirement that a filibuster take place? The GOP has used it on EVERY bill, EVERY nomination and EVERY piece of business before the Senate. The Democrats, by manauvering around it, has done what they are supposed to do in a Republic, got a job done that their voters wanted done. Good work. The filibustering GOP's solution to the election of Obama was to throw the country's government into chaos. It didn't work.

The same kind of shenigans were used in the Lewinsky scandal, where they used a ridiculous sex scandal to throw the country into chaos, it worked then, and the end results was the FBI spending all their resources on a pole smoke job while Bin Laden was loading the country up with terrorists to kill 3,000 of our people. The GOP has got to stop this insanity of throwing the US government into a tail spin like children having tantrums. Republicans: You lost the election. Get over it, and stop the game playing that is hurting this country, and work thru your elected representatives instead of using the implied terror of mobs and talk radio screamers.

We had to spend over a year on an issue that most people actually agree on, while the GOP unleashed mobs of crazed morons with tea bags fetooning their heads who ended their glorious appearance on the national stage by shouting racial slurs at black congressman while they paraded a sign of a "Black Sambo" President of The United States in a coffin around. When are they going to stop and actually partake in our democracy ? Violence from these people is coming next, as Beck and Hannity push the more psychotic among them to murder. That's going to work out great for them, I can't believe they are going to repeat Tim McVeigh all over again.
I'm not taking sides, just pointing out that congress comes up with all these complex rules then spends a lot of time finding clever ways around them. Both parties have gotten pretty good at playing this silly game and it doesn't encourage much public confidence in the process. For the record, I'm glad to see some kind of reform passed, but the process is still a mess.

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  #62  
Old 03-22-2010, 01:11 PM
Craig
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Originally Posted by HuskyMan View Post
thanks for mentioning the docs in private practice. seems some of them have beat me to the punch on the membership club idea. I know of one
that enrolls people for $39.95/month which entitles the members to
a healthy discount for cash payments. his business is growing by leaps
and bounds. he figured out a way to bypass the insurance red tape
machine. fortunately, there are some creative thinkers who have
figured out how to simplify and stream line the system. something
the red tape paperwork driven government doesn't have the slightest clue how to do.
Sounds like a good idea, he basically started his own HMO. Unfortunately, his patients will still need some type of insurance to cover major issues.
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  #63  
Old 03-22-2010, 01:22 PM
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Originally Posted by HuskyMan View Post
thanks for mentioning the docs in private practice. seems some of them have beat me to the punch on the membership club idea. I know of one
that enrolls people for $39.95/month which entitles the members to
a healthy discount for cash payments. his business is growing by leaps
and bounds. he figured out a way to bypass the insurance red tape
machine. fortunately, there are some creative thinkers who have
figured out how to simplify and stream line the system. something
the red tape paperwork driven government doesn't have the slightest clue how to do.
Indeed there are membership-only physician practices. Also, there are IPAs (independent physician associations) which individuals can enroll in but generally those are pretty pricey. $40 a month is really low/great deal from the ones I've seen. However, when one needs to go get a scan, get blood drawn, X-ray, Rx, etc. you need to have the HI crutch unless you can do it out of pocket because generally those aren't part of IPAs. Its a good concept, but it all falls through in practice - think about how it would eventually become a cluster of exclusive "clubs" ...wouldn't be much different than paying an insurance premium and having to select in-network practices. I agree with you in that the industry could be simplified (for example, a national electronic records database) but of course it all costs money. I think this bill is a step in that direction, depending on the subsequent modifications to come.
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  #64  
Old 03-22-2010, 01:23 PM
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[QUOTE=Craig;2431789]Unfortunately, his patients will still need some type of insurance to cover major issues.[/QUOTE]

Yup!! Hit the nail on the head
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  #65  
Old 03-22-2010, 02:46 PM
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Originally Posted by soothappens View Post
Comments Anyone ???

Student loans now government run!! also Part of the bill.
The student loan thing is just a cost saving measure. In the past, the government simply guaranteed the loans, and supplied the money to banks to loan. They were paying big fees for the banks to essentially loan the government's own money to the students. This bill cuts out the middle man. There is nothing radical about this, the government has all kinds of bureaus in the loan business, small business, farm, rural development. As usual, paranoid right wingers want to make this into the coming of Kark Marx.
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  #66  
Old 03-22-2010, 02:47 PM
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Originally Posted by pawoSD View Post
Its about time, and it is sad that it did not include a public option, like every other country in the world has had for ages.
One thing at a time.
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  #67  
Old 03-22-2010, 02:48 PM
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Originally Posted by ps2cho View Post
I can't wait to start spending my money on someone elses health problems. Wonderful!
Do you pay property taxes? You already are.
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  #68  
Old 03-22-2010, 02:52 PM
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Originally Posted by Kuan View Post
If you don't have insurance you will be fined. How will they do that? Do you get a knock in the middle of the night from the Gendarme? Do the cops ticket you? What is it, a misdemeanor? Three strikes and they jail you? What?
You will be asked to include a form with your income tax return. People who are employeed are required to pay insurance, if they don't, they and the employer each have to pay 2.5 of your income as a fine. The money goes into a fund to pay for the bills that dead beats and free loaders who don't have health insurance run up down at the local hospitals. The money is to be sent to local property-tax districts, which is what currently absorbs most of the cost to pay for scum bags who expect the rest of us to pick up their health care costs for free.
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  #69  
Old 03-22-2010, 02:55 PM
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Originally Posted by raymr View Post
Right. I wonder if people will ever be able to opt out entirely, i.e. sign a waiver saying they will never be eligible for emergency or other medical services unless they can prove that they have the funds at hand. There are people rich enough that they are able to self-insure.
If insurance has not been paid, and the individual has not paid fines as required, he is liable for all costs he incurs if he ends up in the emergency room, and the government can attach your pay or confiscate your property to satisfy any judgement. That's one of the big reforms, currently, most hospitals just get stuck with the bills as write offs. If an individual becomes unemployed, he can file for a waiver, and will be given a subsidy to pay for his health insurance until he finds employment.
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  #70  
Old 03-22-2010, 03:39 PM
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So, what's the weather like in Nicaragua?
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  #71  
Old 03-22-2010, 05:51 PM
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Originally Posted by JollyRoger View Post
If insurance has not been paid, and the individual has not paid fines as required, he is liable for all costs he incurs if he ends up in the emergency room, and the government can attach your pay or confiscate your property to satisfy any judgement. That's one of the big reforms, currently, most hospitals just get stuck with the bills as write offs. If an individual becomes unemployed, he can file for a waiver, and will be given a subsidy to pay for his health insurance until he finds employment.
untrue, most hospitals employ a team of lawyers who go after dead beats. some are more aggressive than others, but one thing for sure, they will
hunt down the dead beat and sue them for the amount plus interests,
plus cost of court, plus attorney fees, plus plus plus. THEN, they will
attach the judgment to any assets.
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  #72  
Old 03-22-2010, 05:55 PM
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Originally Posted by HuskyMan View Post
untrue, most hospitals employ a team of lawyers who go after dead beats. some are more aggressive than others, but one thing for sure, they will
hunt down the dead beat and sue them for the amount plus interests,
plus cost of court, plus attorney fees, plus plus plus. THEN, they will
attach the judgment to any assets.
Then good thing they passed this reform.
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  #73  
Old 03-22-2010, 06:00 PM
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again, you can kiss Doctor Experience GOOD BYE. they didn't go to medical
school to be forced into hiring more staff, more paper pushers and
TOLD they will treat every downer and outer that walks in the door.

unfortunately, we all lost on this one.....and the nit heads in washington
don't care one bit. they have their own medical care program 'ya see.
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  #74  
Old 03-22-2010, 06:08 PM
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http://www.investors.com/NewsAndAnalysis/Article.aspx?id=506199
Quote:
45% Of Doctors Would Consider Quitting If Congress Passes Health Care Overhaul
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  #75  
Old 03-22-2010, 06:12 PM
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Quote:
Originally Posted by HuskyMan View Post
untrue, most hospitals employ a team of lawyers who go after dead beats. some are more aggressive than others, but one thing for sure, they will
hunt down the dead beat and sue them for the amount plus interests,
plus cost of court, plus attorney fees, plus plus plus. THEN, they will
attach the judgment to any assets.
There though lies the problem with Healthcare costs that need to be corrected, as opposed to the health care insurance this bill really involves.

My wife had a procedure last year, total bill just a shade under 8,000.
Total payment, insurance and deductible, just a shade under 2,000.

Now you and I both know they made a profit on the 2,000 they collected, a nice profit I bet.
So start a company and setup a 300 % + profit margin and see if the government comes after to you.
Well except wall street, but thats cause you buddy is handling the money.

Fixing attempted extortion pricing like that would be helath CARE reform.

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