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Old 11-06-2008, 08:30 AM
Fulcrum525's Avatar
Sing Blue Silver
 
Join Date: May 2008
Location: CT
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Unhappy My Misery

Part One.

Alright. This post have been a long time in the making I just needed the motivation to write it. Its the story of my life and how messed up it has become over the past few years. I'm going to be admitting a few things that I've kept quiet on the forum so far (age for example) I'm probably going to be criticized for being so stupid but at this point, nothing can hurt me any further. In order to understand the outcome, you need to understand a little bit about my past. Otherwise just jump to the bottom and I'll sum it up for you. I know this is long, but I have been bottling it up for a long time.

I've never been the most popular person in the world and over the years I've been quite the loner. However in an ironic twist this has given me certain strengths in my personality. My patience can be measured in years and I've developed one heck of a work ethic. I'm also not a whiner; one thing that always annoys me is people going into the bosses office on Fridays and constantly asking for their check. My train of thought is, when I get it, I get it, so be patient. Also I'm a saver not a spender. Home life has always been good, I've learned a lot of things from my parents. One of the most important is being self sufficient. We have never hired anyone to do anything at our house. We work our own garden, fix any appliances that break, fix the cars ourselves, mow our own lawn etc etc. For this I am grateful to be who I am. I bought and pay for my own car (See sig )and I would never let my parents pay for my education.

After high school I went straight into college whilst continuing to worked part time at *sigh* Dunkin Donuts and doing some other sidework installing home theater systems. Now even though it was a crappy "First job" (I had been doing odd jobs on the side for years before D&D) I still worked very hard at it. On a normally night shift I wouldn't hold still, I was always stocking or cleaning something. My older brother had worked there before and was the same way. I wasn't afraid of getting fired, the managers were afraid of me quitting. After serving a few too many coffees I decided that it was time to expand my experience base so I went through my local classifieds to see what was available. Low and behold there was a sales position opening at a Land Rover dealership. I'd wanted a Discovery for years and already knew quite a bit about the company. I went in for the interview and the next day they called me saying that I go the job! Boy was I excited....but it didn't last, the next week I got two letters, the first explaining the training that I would be going through etc etc and the next day another letter from "Human Resources" regretfully telling me that I couldn't be hired because I was "Under 21" and wouldn't be covered under their insurance (I was 19 at the time) Boy was I bummed out...... So back to the classifieds I went, the only thing I could find this time was the Uber embarrassing life of selling Cutco knives. I went through the stupid 3 day training and I could see right through all the BS "Your going to be making all kinds of money!......one customer can get you 10 more customers!.....ours knives are the best in the world!....." Right, you can't fool me. The twist came in that I only set one appointment, with my old manager from Dunkin Donuts, who had moved onto other things a year before I left. Knowing of my work ethic and liking my sales pitch, he said "Come in on Monday for an interview." So Cutco was thankfully out of the picture (At least I got a set of knives at 50% off)

Monday came and I met the person who I will refer to in the rest of this tale as "the jackass". I was told that he was in charge and he went over the job with me which was on the road sales for credit card processing.
{To any business owners-Yes I know we suck, I hate the idea too but it was something I had to learn over time like everyone else. Not much we can do about Visa/Mastercard/AMEX regulations}

The premise is simple, we would offer lower rates/services to small and medium business owners and I would have 3 to 5 appointments a day. Throughout the training the consensus was that "I was too honest and would never sell anything" Imagine their shock when in my first month I had the 2nd highest number of sales. Gee, don't lie to the customers and don't pressure them into making a decision, is that such a hard concept for salesmen to grasp? 95% of the people that signed up are still with the company. The bonus for that month was a trip to Vegas and I flat out told them that if I won it I would take the cash value of the tickets....I know, I'm weird. Its better then that, for a week I wasn't on the road because one of managers crashed his car and I had to drive him around for that week. I was a field rep for around 7 months starting in June. However because of who I am, when I came into the office and saw something that needed to be done, I would just do it (Take the trash out, fix a door, build a desk etc) This eventually caught the eye of "The Jackass" and when the Christmas party came he asked for me to be his driver for the night because I don't drink. That was pretty much where it all started. I didn't mind doing work on the side. I'm always looking towards the future and will work hard today in order to make tomorrow better for myself. After that party I started working less on the road and more in the office to the point that I no longer worked the road. This was this first time it had happened since most field reps are "job hopping commission junkies" Normally they wouldn't last more then 4 months. During this time in the office I did a lot of computer work and learned to do what I still do to this day which is manage the data that we use for our sales leads. At the same time "The Jackass" was having me do things at his house, making bank runs for the company, along with dozens of other tasks. Eventually I was spending so much extra time (Not getting paid extra mind you) doing odd jobs at his house that the question was presented about me becoming a personal live in assistant/driver. He was in the process of building an addition on his new house and would have a room for me. Of course being a loyal hard working employee I accepted.

Now at this point I should explain that "The Jackass" is my polar opposite. Every principle and moral that I adhere to, he breaks. I will not insult a woman, he does it daily(including to his wife). I'm a saver, he's a spender. His music tastes would be described as "gangster", I listen to classical. I don't drink, he's a horse. He likes bling, I go for Mercedes style reserved elegance. I avoid clubs and parties, he goes all the time.
But again one of my strengths comes through in that I can be totally professional even under adverse conditions. I remember one particular street party in Hartford one night where he was drunk and about to get into a fight. I had just pulled the car up, saw what was going on, got out, grabbed him and threw him into the car and drove off. No questions, no orders, it just needed to be done.

Alright so as the addition was being built I continued to work for the company and doing those odd side jobs as well. The salary was good and the office environment wasn't too bad. I had my desk in one of the nicer offices with someone who could be a clown and had good jokes all the time (He's still my "manager") At this point the company had started to transition from pure processing to cash advance. A 2nd larger office was opened down the road from the original to facilitate this. The returns on these advances are quite high and that will come into play later. So after a full year of construction the addition was finally in livable condition. In April of 2007 I moved into my little area within the house. It was one decent sized bedroom, bathroom with shower, and a living room/kitchen. However the kitchen wasn't finished at all, there was only a refrigerator. I was told that it would be finished within a few months. Also the hot water to my area wasn't turned on for about 5 months, so at least I'm no longer afraid of cold showers. Now while living there I had several strict rules that I made for myself, the #1 being "This is their house, I cannot intrude on their lives at all" The simple explanation being, if they don't need me, I won't bother them. So for the most part, I stayed in my little area. While I was there I continued to work in the office daily but I no longer had to commute 30 minutes to their house and then 30 back to mine every time something needed doing. Also there was talk of opening a 3rd office in NJ so my skills as a driver would have been needed even more. During this time work continues on the house, the backyard was being improved and the driveway was not yet paved but at least I had a garage space for my baby. Also around this time he decided to get (another) new car he said he was having cash flow problems and asked if I could lend him $10,000 promising 20% within a few weeks. I agreed and the next day there was a brand new Bentley Continental GT in the garage (Which, BTW is a crappy car) Sure enough a few weeks later I had a $12,000 check. Also at this time I enrolled in a boating class so I could captain the 35 (40?) foot boat that he had just bought.

Flash forward to June and "The jackass" asks me if I'd be interested in investing in the cash advance program. The payback would be 20% over 6 months (Anyone who knows cash advance knows that this is well within the realm of possibility and one could actually get more) Thinking about the future, I agreed. My goals are always long term, and I want a 10 or 15 year mortgage when I buy my first house (No ridiculous interest payments for me)........

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1982 300GD Carmine Red (DB3535) Cabriolet Parting Out
1990 300SEL Smoke Silver (Parting out)
1991 350SDL Blackberry Metallic (481)

"The thing is Bob, its not that I'm lazy...its that I just don't care."
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  #2  
Old 11-06-2008, 08:31 AM
Fulcrum525's Avatar
Sing Blue Silver
 
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Part Two.

So I gave him the check and every week for a few months, I asked for a contract (Which I had seen because another fellow was doing the exact same thing) The answer was always "I have it but I'm busy or I'll get it to you soon." Eventually because of the fear of retribution/getting yelled at I stopped asking. It also happened again a few months later "I have another investment opportunity for you." So again, another check went to him. Things went just fine for the next 6 months, I continued working as I had always. Sales had slumped a bit during the fall but overall things were going just fine. Even though I didn't have a contract I wasn't worried (I was living in the same house as him for crying out loud!) Also the other fellow who also invested in the company was someone who I knew, know and trust. He's been around the block more times then me so from my prospective, everything was just fine.
End of December. I was grateful for the opportunity that I was being given and went out of my way to get "The Jackass" and his wife (Who BTW was always nice to me) gifts for Christmas. I got quite a number of things for them and the wife was especially happy with her gifts. They got me...... a flashlight but said that I would be taken out next week to a new store that was opening because "I'm tough to shop for" However they decided to go for an end of the year trip to Puerto Rico. He said that he was "Having cash flow problems again" and needed to borrow from me again with the usual 20% fee. Again, a check went to him.

New Years resolution for 2008-the investments are coming back so I'm going to reinvest, find a girlfriend, buy my own winter vehicle so the SDL can stay inside. Its going to be a great year.

Tuesday, Janurary 1st 2008-The other boss who was originally the Dunkin Donuts manager (who from here on out will be reffered to as "The Idiot") So i'm in the office but its sort of an unofficial holiday so only the managers are they all look a bit concerned. We start talking and eventually it comes out that "The Jackass" was emmbezzling from the company so I tell "The idiot" about my investments and he says, "There are none, I would have known about them" Ahem? Your going to have to run that by me again....

So as it turns out the boss and owner of the company was "The idiot" all along and that he just let "The jackass" masquerade around as the boss. So "the jackass" comes back from his vacation and we expose him. He's in an office crying with the fakest tears that I have ever seen and says "I'm sorry I spent your money I promise I'll pay you back" I didn't buy it and I walked out. Within a week I moved out and was back home but of course I didn't tell my parents what was really going on (They still don't know) oh and did I mention that his wife was pissed cause he cheated on her? Yeah, model citizen this one is huh?

He was supposed to draft of a contract with the company lawyer so I would be paid back, never happened (which in hind site is actually ok because arbitration would have made the court system unusable) The other fellow who invested? Same thing, oddly though, he had a full contract original but still isn't paid back. So even if I had a contract on day one, I would still have gotten stiffed. Also before anyone says "An investment holds risk" I was fully aware of the risk elements which would have been the company going under, not getting defrauded. The company at this point was really hurting, "The jackass" had pissed off so many people and embezzled so much that there was quite a bit of debt(Understatement). "The idiot" came up to me one week and said that he needed help with payroll so once again being the loyal employee and not wanted the company to go under, I bailed him out. I was supposed to get paid back within 4 weeks, its been 10 months. At this point, my account was essentially empty. So a round of layoffs and I had to take a paycut along with several of the other people who had been with the company for several years. Annoyingly "The jackass" still had a job (As a closer, he was stripped of all ownership) I couldn't stand the site of him, even worse he still tried to boss me around but I would ignore him even though I grew angrier every time he asked (My poor mouse got squeezed into pieces because of it)

Oh but we're not done yet because it gets worse.... After three months and not a hint of being paid back I was thrown into complete chronic depression which has only worsened and lasted to this day. If you thought I was happy at the NE shop meet, it was just a front.

At this point "the jackass" Is fired and "the idiot" was in full control and thus earned his title. One, he also had a hand in putting the company into its debt by overspending. Two, he has NO ability to plan ahead, none, not even a few hours. Three, he has pathetic office etiquette.... (I could go on) He wanted me to go back out on the road to help a new sub-office grow. I said it was stupid because then the main company wouldn't have any sales leads and the whole place would fold like a deck of cards. He insisted and cut my salary to zero an essentially forced me to go out on the road. This time I wouldn't be selling the processing package that I was good at but a new companies processing which I simply couldn't because there customer service was horrible. I signed up one merchant but he got pissed because it wasn't the smooth transition that I was told it would be. After that I simply couldn't sell anymore (he was eventually installed but I never got paid for my time on the road. and it simply depressed me even further) If I can't guarantee a smooth transition for the customer, I won't sign them up. So after some arguing and threatening to quit I managed to get back to my old job in the office again (So for 1.5 months I didn't get paid anything....I'm very good at living cheaply)


And finally, the Gwagen, AKA the last straw.

In March "the idiot" wanted to sell the workhorse of the company a black G500 that he had only had for a few months. I need to mention that this was the 2nd G500 in the company. "The jackass" had one (on my recommendation) and I used it often to take care of supply runs for the office and a dozen other uses. I'm the only person in the companies history to actually use a company car to get company work done and not just drive it home at the end of the day. It was great until "The jackass" decided to bling it out with ugly, weak, oversized drug dealer wheels. The brick that I **** that day......everything that makes a G great was thrown out the window in one fell swoop. Now it couldn't be loaded with weight, couldn't go so much as a pebble, and looked ridiculous. I refused to drive it. Of course being the bling master a G wasn't flashy enough so later on he traded it for a (By comparison) useless ML63 AMG.
So back to "the idiots" new G. He is the worst driver I have ever seen and piles trash into his cars like they are dumpsters, needless to say he never cleans them. (Anyone who saw my car knows how I treat a Mercedes-Benz and why this would piss me off) Thankfully he didn't have it for very long and I managed to get a hold of it before he completely trashed it. So for a few months it was my company car. It still took me a while to get it cleaned to my specs. He had smoked something funky in it which took about a month to get rid of (The smell) The timing was good because the SDL was acting up at the time and I needed some to drive while I fixed it. It was all a nice boost in confidence at the time but I always referred to it as a company car....until June. One week after my salary gets reinstated I'm told "You going to have to start paying for the G if you want to use it, otherwise I have to sell it" I said fine (Of course then on the spot he gives me the payment for the month that I never got paid....which pissed me off) So during the summer things seem to finally be stabilizing, I have the G and am getting paid. However in order to help the company I "chip in" and help with the ordering of supplies with money out of my pocket but I keep the receipts of course. But it doesn't stop there, I find myself paying for his car maintenance and other personal things for "the idiot" and I'm also constantly using the G to do work at "The idiots" house (Part of the agreement for me not to quit was $50 an hour for any work on the side that I did for him....he's on 180 hours and I haven't been paid for a single hour) I do all of this in the name of keeping the company afloat and helping people.......
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1982 300GD Carmine Red (DB3535) Cabriolet Parting Out
1990 300SEL Smoke Silver (Parting out)
1991 350SDL Blackberry Metallic (481)

"The thing is Bob, its not that I'm lazy...its that I just don't care."
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  #3  
Old 11-06-2008, 08:33 AM
Fulcrum525's Avatar
Sing Blue Silver
 
Join Date: May 2008
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Part Three.

Mid-summer comes along. "The company can't afford to keep you at your salary level, we need you on the road" Response "Are you f***** stupid? We just went over this a month ago and we are just starting to get sales up because I came back and I'm making your car payment for you!" argument ensues and in the end I have to take a 2nd paycut (Now I'm at half of what I started the year at) The 3 times a week on G500 fuel economy 30 minute drives to do work at "The idiots" house (at times do TEN MINUTES of work...like I said, he can't plan ahead) are starting to take their toll and I'm hitting a new low in my depression. I barely used the G for my own uses but since I was paying for it...at least I could claim that it was mine. The company is still struggling at this point (There was another round of layoffs) so what does he decide to do? Waste some money by having a huge needless party which I had to help out with. After that night I finally get fed up and say that I won't be doing anymore work at his house. Fast forward to September, after a 1.5 year hiatus I decide to take a class to continue with my Business administration degree. It was a math class (Which I hate) but I figured continuing with school would make me feel better. It would have if not 3 days before the class started "the idiot" walks up to my desk and goes "I haven't made payments on my S600 and its going to be repoed, take the 600 to the dealer and bring me the G back have it here by the end of the day"

OMG WTF MFASS!!!!!!!!!afweiofaefajhoihjniljhbk

I go out of my way for people and I'm still being pushed around? Reluctantly I agree if and only if he agrees to keep it clean and drive it gently so that when he gets his girlfriends 4 door fixed he'll have something to drive (he has an SL but a daughter) I spent a lot of time getting that truck cleaned the first time around and spent even more time keeping it that way; I didn't want to do it again. (I've kept the G500 in my sig because I've been too embarrassed to take it down.) Because of all this my depression grows even worst. The company had a day at lake Compounce but I didn't go because I had no desires to be happy and instead spend the day working. Concentrating in school had become impossible as i'm living in a state of controlled rage. I stop going to class after two weeks because I wasn't getting anything done. $400, for nothing. (I still stay late at work on Mondays and Wednesdays because I don't want my parents to find out) He didn't bring the G to the office for a long while. The other day it was there....From the outside; wheels covered in break dust, finger prints on all the windows inside and out paint is filthy and scratched. Inside, food EVERYWHERE, coffee stains on the seats, ash on the dash, trash in every nook and cranny but worst of all, the smell. That pungent horrible smell of cigarettes and whatever else he smokes. I close the door and walk to my desk and start to think.


That's it, I can't take this anymore, I've lost everything, now I have nothing to look forward to because I know how he drives and I wouldn't even want that truck if you gave it to me. It is no longer a bargaining chip for him, I'd rather he pay me the hours that I'm owed. He continues to waste money while I suffer to pay off the companies bills, I don't know if I'll ever get paid back, I'm constantly lied to, I'm lieing to those around me about my situation. I'm alone with only one friend (Who God bless her if she wasn't around I could have never made it this far) I live in a constant state of anger and sadness. I've compromised and compromised; now I'm just a shell of my former self who stands for nothing.


I know my place in the world and that there are people out there suffering a lot more then me. In many ways I really have no right to complain. So go ahead guys, call me an idiot for ruining my life or give me advice. As bad as all this sounds I'm leaving out A LOT of details and many more stories of my pain and suffering. I could not bottle this up any longer and needed to get it out. Thank you to anyone who actually reads the whole thing.


The Short version-Things were going very well in my life for a while. It all came crashing down over the course of this year and I now have to fight to retrieve what was stolen from me which is a large amount by almost anyone's standards. It won't be an easy fight. I'm completely depressed over all of this, here's my current favorite song http://www.youtube.com/watch?v=XMbvcp480Y4
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1982 300GD Carmine Red (DB3535) Cabriolet Parting Out
1990 300SEL Smoke Silver (Parting out)
1991 350SDL Blackberry Metallic (481)

"The thing is Bob, its not that I'm lazy...its that I just don't care."
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  #4  
Old 11-06-2008, 10:13 AM
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Holy crap man, I don't even know where to begin. The offer for coffee still stands if you need to unload some more! I give you a ton of credit for getting it off your chest. In a way it's kind of like my debt posts, not something that I was proud of, but that's just who I am and you develop online friendships and get comfortable with the virtual "crowd".

You sound like a dream employee that went above and beyond any reasonable expectations and got screwed for it. Just damn. I can relate, well I guess not really to that extent, as I tend to be overly patient and trusting myself and it's bitten me in the past.

I sincerely hope you can recoup all of part of your losses. Risk is one thing, getting f**ked over is another thing entirely.

It's easy for me to say, but keep strong, keep fighting, rely on your female companion and vent whenever you need to.
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'06 Chevy Tahoe Z71 (for the wife & 4 kids, current mule) '03 Honda Odyssey (son #1's ride, reluctantly) '99 GMC Suburban (255K+ miles, semi-retired mule) 21' SeaRay Seville (summer escape pod)
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Old 11-06-2008, 10:19 AM
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Cypm
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1980 300TD-China Blue/Blue MBTex-2nd Owner, 107K (Alt Blau) OBK #15
'06 Chevy Tahoe Z71 (for the wife & 4 kids, current mule) '03 Honda Odyssey (son #1's ride, reluctantly) '99 GMC Suburban (255K+ miles, semi-retired mule) 21' SeaRay Seville (summer escape pod)
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  #6  
Old 11-06-2008, 10:20 AM
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Location: Blue Point, NY
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Quote:
Originally Posted by Fulcrum525 View Post

I know my place in the world and that there are people out there suffering a lot more then me. In many ways I really have no right to complain. So go ahead guys, call me an idiot for ruining my life or give me advice. As bad as all this sounds I'm leaving out A LOT of details and many more stories of my pain and suffering. I could not bottle this up any longer and needed to get it out. Thank you to anyone who actually reads the whole thing.

Nah, you're hardly an idiot. You fall into the category of a trusting fellow who believes the word of others. We all start that way..........when a person tells us that they are going to do a specific thing.........we believe it.

As we get older, we realize that the fundamental way of the world is increasing entropy.........whether it be personal, financial, or by any other measure you wish to address.

What do I mean by this?

Lacking very specific controls and planning, most people will end up in a bad way financially............most businesses will find a way to fail or seriously jeopardize the possibility of ongoing success.

So, in life, one must gain the knowledge that money will slip through the fingers of most people with nary a glimpse of where it went. To keep the money that you have requires knowledge, distrust, and planning.

Here's what I've learned, also by the school of hard knocks:

1) If you choose to lend a person money without any paperwork, just consider it a gift.

2) If you choose to lend a person money with a note, you've got to ask yourself a question? Why is this person borrowing from me rather than a bank? You already know the answer to the question and it forces you to think again whether the investment is at risk. A 20% return is terrific........but, what if your entire principal disappears?

3) If you choose to lend serious money, find a way to get security for it. I've got a serious note outstanding at 10% and it's secured by a first mortgage on the building used as collateral for the loan.


In your present situation, you'll need to get an attorney involved to determine if any of your money is recoverable. Without a note, it's a dicey situation.

I did attempt to find your age in post but failed to do so. You do sound like a very capable fellow who has plenty of good years ahead of him. Therefore, I'd encourage you to get the hell out of that POS company ASAP for your own psyche. You'll never recover or look forward if you continue to work for those *******s.

Good luck, my friend..........we've all made some very stupid financial decisions in our lives (did I mention my 10,000 shares of MCI stock)...........but, if we have our health (which I'm slowly losing).........it's possible to look forward to the future.
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  #7  
Old 11-06-2008, 10:24 AM
Fulcrum525's Avatar
Sing Blue Silver
 
Join Date: May 2008
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Quote:
Originally Posted by SwampYankee View Post
Holy crap man, I don't even know where to begin. The offer for coffee still stands if you need to unload some more! I give you a ton of credit for getting it off your chest. In a way it's kind of like my debt posts, not something that I was proud of, but that's just who I am and you develop online friendships and get comfortable with the virtual "crowd".

It's easy for me to say, but keep strong, keep fighting, rely on your female companion and vent whenever you need to.

After the NE Shop meet I knew that this was a good place to be. Went to a few other meets from other forums but they just weren't the same. MBworld=powercrazed racers.
Benzworld=no comment
The shop= Good people and a nice warm cozy feeling.


My female friend has born the brunt of my rants (and sits all of 10 feet away from me) So i've been trying to get away from that by talking about other things with her.
__________________
1982 300GD Carmine Red (DB3535) Cabriolet Parting Out
1990 300SEL Smoke Silver (Parting out)
1991 350SDL Blackberry Metallic (481)

"The thing is Bob, its not that I'm lazy...its that I just don't care."
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  #8  
Old 11-06-2008, 10:30 AM
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Quote:
Originally Posted by Brian Carlton View Post

1) If you choose to lend a person money without any paperwork, just consider it a gift.

.
If he acts now and gets an attorney, he may be able to recover under the exception to the statute of frauds being the past performance of the first loan he made. But he better act now due to the time that is passing.

'Course a judgment is just a piece of paper and the guy is probably in bankruptcy or otherwise judgment proof.
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  #9  
Old 11-06-2008, 10:34 AM
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Quote:
Originally Posted by John Doe View Post
If he acts now and gets an attorney, he may be able to recover under the exception to the statute of frauds being the past performance of the first loan he made. But he better act now due to the time that is passing.

'Course a judgment is just a piece of paper and the guy is probably in bankruptcy or otherwise judgment proof.
I knew you'd come through JD.

I had a $10K note from a well established business associate. Then the Feds came and hit him with a $650K judgment. He hid all his assets and worked with cash or through the accounts of others.

I'll let you guess what I could do with my note.

He died of AIDS at the age of 52..........I felt good about it..........a prick all the way around.
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  #10  
Old 11-06-2008, 10:34 AM
Fulcrum525's Avatar
Sing Blue Silver
 
Join Date: May 2008
Location: CT
Posts: 2,117
Quote:
Originally Posted by Brian Carlton View Post
Nah, you're hardly an idiot. You fall into the category of a trusting fellow who believes the word of others. We all start that way..........when a person tells us that they are going to do a specific thing.........we believe it.

So, in life, one must gain the knowledge that money will slip through the fingers of most people with nary a glimpse of where it went. To keep the money that you have requires knowledge, distrust, and planning.


In your present situation, you'll need to get an attorney involved to determine if any of your money is recoverable. Without a note, it's a dicey situation.
I'm 23

Up until that moment in life I had been doing very good with my finances. Spending very little, almost never buying anything brand new etc etc.

The general concensus from the few lawyers that i've talked to has been the same regarding the lack of a note. I have him on voicemail admitting that he does owe me money and I have a e-mail record that i'm currently building with "The jackass" but he's sly and has not yet admitted how much he owes me, only that he owes me something.
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1982 300GD Carmine Red (DB3535) Cabriolet Parting Out
1990 300SEL Smoke Silver (Parting out)
1991 350SDL Blackberry Metallic (481)

"The thing is Bob, its not that I'm lazy...its that I just don't care."
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  #11  
Old 11-06-2008, 10:39 AM
Banned
 
Join Date: May 2002
Location: Blue Point, NY
Posts: 25,390
Quote:
Originally Posted by Fulcrum525 View Post
I'm 23
I lost every penny I owned in the stock market crash of 2001 and regained it all back by 2003.........only to lose 2/3 of it by the end of 2004.

Regained it all back by mid 2007.

Lost 80% of it as of today.

I'm 52.

Keep your chin up. Times will get better. Learn from what I stated above.
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  #12  
Old 11-06-2008, 10:42 AM
TheDon's Avatar
Ghost of Diesels Past
 
Join Date: Oct 2005
Posts: 13,285
You just had to learn the hard way to never loan money out.

I didn't learn that way but I trust no one above me or below me in the way of life.

Just keep your chin up and stay positive
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  #13  
Old 11-06-2008, 10:42 AM
Fulcrum525's Avatar
Sing Blue Silver
 
Join Date: May 2008
Location: CT
Posts: 2,117
Quote:
Originally Posted by Brian Carlton View Post
I lost every penny I owned in the stock market crash of 2001 and regained it all back by 2003.........only to lose 2/3 of it by the end of 2004.

Regained it all back by mid 2007.

Lost 80% of it as of today.

I'm 52.

Keep your chin up. Times will get better. Learn from what I stated above.
Yep, thats exactly the reason why I don't trust me stock market.
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"The thing is Bob, its not that I'm lazy...its that I just don't care."
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  #14  
Old 11-06-2008, 10:53 AM
SwampYankee's Avatar
New England Hick
 
Join Date: Sep 2006
Location: CT
Posts: 1,501
Quote:
Originally Posted by Fulcrum525 View Post
I'm 23

Up until that moment in life I had been doing very good with my finances. Spending very little, almost never buying anything brand new etc etc.

The general concensus from the few lawyers that i've talked to has been the same regarding the lack of a note. I have him on voicemail admitting that he does owe me money and I have a e-mail record that i'm currently building with "The jackass" but he's sly and has not yet admitted how much he owes me, only that he owes me something.
You've got everything ahead of you. At 23 I was a drunk, irresponsible, college flunky who didn't give a crap about anything, nevermind my finances (as is well known).

You're light years ahead of where I was, keep your chin up. A lot of these "sly" guys aren't nearly as sly as they think they are and get tripped up eventually.

Quote:
Originally Posted by Fulcrum525
My female friend has born the brunt of my rants (and sits all of 10 feet away from me) So i've been trying to get away from that by talking about other things with her.
Which is exactly why my offer still stands.
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  #15  
Old 11-06-2008, 11:02 AM
LUVMBDiesels's Avatar
Dead on balls accurate...
 
Join Date: Aug 2006
Location: Red Lion,Pa
Posts: 2,207
That is a terrible story and I feel very badly for you.

The first thing I would do is find another job. You are a dream employee and will probably have no trouble even in this economy finding work. Second would be to cut off all contact with these people except through a lawyer.

What you have done is not through stupidity but through naieve' and through trusting people you thought were your superiors in experience.

Now you have learned your lesson and the best thing is to try to move on.
Go back to school and get away from this situation

I also did a lot of side work for my boss when I was younger and got stiffed on it. I learned right away that if it is not in your job description, it does not get done.

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